Print Logo
< Personal loans Apply Now For Your Personal Loan

Is a personal loan right for you?

To find out more about what a personal loan is and whether it could be right for you, take a look at our About personal loans page.


To get an ANZ Personal Loan you’ll need to meet our lending criteria, including:


  • Be at least 18 years old and receiving a regular income.

  • Have enough money left over, after your expenses are paid, to meet your personal loan repayments.

  • Prove your identity and income (including 3 months of statements for the account your income is credited, if not with ANZ).

  • Be a New Zealand citizen, permanent resident or if you are a non-resident, have more than one year left on your work visa.

Once approved, we could have the money in your account the next business day.*


What happens now?

To complete this application, you’ll need to provide your financial details, including income, assets and expenses.


What happens after you've completed this application?

We will contact you within two to three business days to let you know whether there is any additional information required or if you need to visit an ANZ branch.

*Funds must be deposited into an existing ANZ everyday account (such as ANZ Freedom or ANZ Go account).


Start your application

Apply online now or if you're registered for ANZ Internet Banking, you can complete your application faster by logging in to Internet Banking.

Once approved, we could have the money in your account the next business day.*