Apply Now For Your Personal Loan - Introduction
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< Personal loans Apply Now For Your Personal Loan

Is a personal loan right for you?

You can apply for an ANZ Personal Loan online for terms between 6 months – 5 years. If you need a loan between 5 and 7 years, please call us or come in to branch.

To find out more about what a personal loan is and whether it could be right for you, take a look at our About personal loans page.


To get an ANZ Personal Loan you’ll need to meet our lending criteria, including:


  • Be at least 18 years old and receiving a regular income.

  • Have enough money left over, after your expenses are paid, to meet your personal loan repayments.

  • Prove your identity and income (including 3 months of statements for the account your income is credited, if not with ANZ).

  • Be a New Zealand citizen, permanent resident or if you are a non-resident, have more than one year left on your work visa.

Apply for your ANZ Personal Loan now and you could have the cash in your account today.*


What happens now?

To complete this application, you’ll need to provide your financial details, including income, assets and expenses.


What happens after you've completed this application?

We will contact you within two working days to let you know the outcome of your application - we may need additional information or need you to visit an ANZ Branch.

Apply for your ANZ Personal Loan now and you could have the cash in your account today.*