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Applying for an ANZ credit card

We have a range of ANZ credit cards to suit different needs. If you’re unsure which credit card is right for you, check out our card finder tool to find one with the features and benefits to best suit you.


To get an ANZ credit card you’ll need to meet our lending criteria, including:


  • Be at least 18 years old and receiving a regular income.

  • Have enough money left over, after your expenses are paid, to meet your credit card repayments.

  • Prove your identity and income (including 3 months of statements for the account your income is credited, if not with ANZ).

  • Be a New Zealand citizen, permanent resident or if non-resident, meet the following criteria:

    • Have a work visa issued for two years or longer with a minimum of one year remaining on your work visa from today

    • Be an international student with a minimum of six months remaining on your student visa and minimum of six months remaining on your full-time study course from today

Apply online for an ANZ credit card today. It takes just 10 - 15 minutes.

What happens now?

To complete this application, you’ll need to provide your financial details, including income, assets and expenses.

What happens after you've completed this application?

We will contact you within two working days to let you know the outcome of your application - we may need additional information or need you to visit an ANZ Branch.

Apply online for an ANZ credit card today. It takes just 10 - 15 minutes.

*Lending criteria, terms, conditions and fees apply. Offer available for a limited time. After 12 months the standard annual fee will apply. Offer available for new ANZ personal credit cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts. ANZ Bank New Zealand Limited.