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< Personal credit cards

Apply online for an ANZ credit card today. It takes just 10 - 15 minutes.

What happens now

You will be asked to enter some details that cover:

  • Income
  • Expenses
  • Debts
  • Assets
  • Savings
  • Investments

If you need help or want to continue this application with a Personal Banker, you can do this by calling us on 0800 658 044 or visiting any ANZ branch.

What happens after

We will contact you within 1-2 working days to let you know whether your application has been successful. In some cases we may need to request additional information from you.

Once an application is approved, you can then choose your credit limit up to the maximum approved amount. You can also add an additional card holder by calling us on 0800 658 044 or visiting any ANZ branch.

If you need help or want to continue this with a Personal Banker, at any stage you will be given an option to request a callback.

Apply online for an ANZ credit card today. It takes just 10 - 15 minutes.

*Lending criteria, terms, conditions and fees apply. The ‘pay no annual card fee for one year offer’ is available for a limited time. After 12 months the standard annual fee will apply. Offer available for all new ANZ credit cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts. Personal ANZ Visa credit cards can be used in mobile wallets on compatible devices. Terms, conditions and eligibility criteria apply to the use of mobile wallets, see our Electronic Banking Conditions at anz.co.nz for more information. ANZ Bank New Zealand Limited.