ANZ Store

Joining, or transferring to, the ANZ KiwiSaver Scheme is easy.

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Before you get started

• You need to be 18 or over. Under 18? Find out how to join.
• You need your IRD number. You can find it on your payslip or by calling Inland Revenue on 0800 227 774.
• You need to read the ANZ KiwiSaver Scheme guide and product disclosure statement. ANZ New Zealand Investments Limited is the issuer and manager of the ANZ KiwiSaver Scheme.
• If you already have your KiwiSaver account with ANZ and would like to switch your fund go to FutureWise/How to make changes.
• If you're an existing ANZ customer, you can apply through ANZ Internet Banking or ANZ goMoney. Simply log in and go to the Apply & Open tab.

Important information if you’re aged 60 or over and joining KiwiSaver for the first time

• There are KiwiSaver changes happening in 2019 that may impact your decision about the best time to join:

  • If you’re joining a KiwiSaver scheme for the first time before 1 July 2019, a five-year membership requirement usually applies before you can begin withdrawing your KiwiSaver savings. You can still receive employer and Government contributions over this five-year period. From 1 April 2020, you can opt out of the five-year membership requirement. If you opt out:

    • you will usually be able to begin withdrawing your KiwiSaver savings when you turn 65; and

    • when you turn 65 you will not receive Government contributions and your employer can stop their contributions.

  • If you’re joining a KiwiSaver scheme for the first time on or after 1 July 2019, you will usually be able to begin withdrawing your KiwiSaver savings when you turn 65. However, when you turn 65, you will not be eligible for Government contributions and your employer can stop their contributions.

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What happens after you complete the application form?

Existing ANZ customers: we'll call you to confirm your identity.

New customers: we'll be in touch with you to discuss identification requirements. You'll need to visit an ANZ branch with proof of address and identification before your application can be completed.